The Full Cost of Inventory - Exploring Inventory Carrying Costs

For most retailers, wholesalers and distributors,material handling equipment, depreciation on automation,
inventory is the largest single asset on your balancerobotics and systems, as well as miscellaneous
sheet. In many ways, your inventory defines who youexpenses for supplies such as pallets, corrugated, UPC
are, and your strategic position in the marketplace. Itlabeling materials and the like.
defines your customer's needs and their expectationsWarehouse overhead: The quickest way to measure
of you. Legions of cost accountants are employed tothis is to split the total expenses for rent, utilities, repairs
accurately capture and capitalize all of the direct costsand maintenance, and property taxes by the
of inventory. The cost of that inventory is the singlepercentage of the building associated with processing
largest expense item on most every Incomecustomer orders, picking and shipping, and that portion
Statement.of the building associated with receiving and storing
Most companies evaluate the productivity of theirinventory. While that portion associated with receiving
inventories through such yardsticks as inventory turn,and storage may seem fixed, in fact it quickly
gross margin return on investment, gross margin returnbecomes much more variable when you consider
on square foot and the like. These are all valuable toolswhat you could rent out the space for as contract
in assessing inventory productivity, but they are allstorage if your inventory wasn't there!
limited by the fact that they use inventory at cost asInventory control and cycle counting: These expenses
the cost basis in their analysis.may also be made up primarily of wages and benefits,
The true cost of inventory extends far beyond justbut may also include the depreciation or expense on
inventory at cost or the cost of goods sold. The costhand-held radio frequency (RF) units, and other related
of managing and maintaining inventory is a significantequipment, as well as any miscellaneous expenses
expense in its own right, but the true cost of inventorydirectly related to your inventory control team.
doesn't even stop there. The full cost of inventory, inInventory shrink, damage and obsolescence: Capturing
fact, is actually buried deep within a number ofand measuring these costs appear to be fairly straight
expense items below the gross margin line, almostforward at first glance. The costs of shrink, damage
defying any executive, manager or cost accountant toand obsolescence are the value of the write- offs
pull them out, quantify and actually manage them.taken, or stated in percentage terms, the value of
Studies of inventory carrying costs have estimatedthose write-offs over a given period of time divided by
that that these costs are approximately 25% per yearthe average inventory during that period. This assumes,
as a percentage of average inventory for a typicalhowever, that all write-offs were taken on a timely
company. While this information is interesting, it's notbasis throughout the year. Were cycle counts done on
particularly useful. In order to manage the cost ofa regular basis? Was everything counted on a
carrying inventory it must first be measured.scheduled basis, was that schedule followed, and were
The generally recognized components of inventoryhigher velocity items counted more frequently? Were
carrying cost include inventory financing charges or thewritten off on a timely basis? Was damaged and
opportunity cost of the inventory investment, inventoryobsolete inventory written off in the current period
insurance and taxes, material handling expenses andallowed to accumulate during prior periods. Conversely,
warehouse overhead not directly associated withwere write-offs deferred during the current period,
picking and shipping customer orders, inventory controlresulting in a build up of damaged and obsolete
and cycle counting expenses, and inventory shrink,inventory that will have to be written off in a future
damage and obsolescence.period. Experience has taught us that in some extreme
Let's take a close look at each of these componentscases these write-offs are avoided for years!
to better understand how they can be measured andTo determine your inventory carrying cost these
managed.components are rolled up on an annualized basis and
Inventory financing charges: This may seem easy tostated as a percentage of your annual average
calculate, but to measure inventory financing chargesinventory. You can now see whether the 25% annual
accurately is not quite as simple as it might first look.carrying cost estimate closely reflects your business,
For some companies, working capital financing may beor that your business has particular characteristics that
essentially financing inventory, and little else, but forresult in a significantly different percentage.
many others it may also be financing accountsJust as it's not prudent to assume that your carrying
receivable. The float between payables andcost percentage will mirror a composite average of
receivables may in fact be partially financing inventorymany companies, it's not appropriate to assume that
as well. For importers, this may be fairly straightevery item in your inventory has the same carrying
forward to quantify if they are opening Letters ofcost percentage. Certainly, carrying costs can differ
Credit prior to their vendors making shipment fromwithin your company by distribution center (if you have
overseas. In this case, the cost of the LC facility maymore than one DC), product line, category,
be easily identified as the inventory financing charges.sub-category or even item. Carrying costs can differ
Finally, it's critical to be able to measure what portion offor high volume, high velocity "A" items, slower turning
the inventory is being financed externally and whator complementary "B" items, or slow turning "C" items.
portion is being financed through internal cash flow. ForLarge, bulky items may have a significantly different
that portion that is being financed from cash flow thecarrying cost than smaller items that take up much
opportunity costs of that investment must beless space per inventory dollar. Understanding the
measured.varying carrying costs within your inventory helps you
Opportunity costs: When thinking of the opportunityidentify where the opportunities for the greatest
cost associated with the investment in inventory, it'ssavings might be.
easy to focus strictly on the opportunity cost of deadOnce the full costs of inventory have been measured
or under performing inventory. In fact, the opportunityand quantified, those costs can be evaluated and
cost relates to the value of the total inventory. If thismanaged. And what becomes immediately apparent is
value were not invested in inventory, what return couldnot just the cost of the inventory that is essential to
be expected if it were invested in something else, suchthe business, but the cost of the inventory that is not
as treasuries, mutual funds, or even a money marketessential, that is excess, dead or under performing, and
account.what a financial drag this inventory is on the company.
Inventory insurance and taxes: These items should beReducing unneeded inventory, whether tightening up
fairly straight forward to quantify as a percentage ofstocks of frontline, essential inventory, or liquidating
average inventory value. And because both insurancedead or under-performing inventory has the benefit of
and taxes are highly variable with inventory value, anyfreeing up capital for other uses and reducing costs
reduction in average inventory value will deliver savingsdirectly variable with inventory levels, and also provides
directly to the bottom line, not to mention improvingyou with the opportunity to re-assess both mixed and
cash flow.fixed costs to identify other potential cost savings.
Material handling expenses: Measuring material handlingWhen you reduce inventory, not only are you freeing
expenses not directly associated with picking andup invested capital, but you are also creating
shipping customer orders may be just as tricky. Theseopportunities to reduce expenses, improve profitability,
expenses are made up mostly of wages and benefits,and actually increase cash flow!
but also include lease payments or depreciation on