A Guide to Creating Gift & Loyalty Card Programs that will grow your Business

With the holiday season quickly approaching it may beAs a result, people spend more. Someone with a $50
time for you to consider how a gift and loyalty cardrestaurant card will usually indulge in a dinner for two,
program will benefit your businessspending $120. Another shopper in a retail clothing
Gift and loyalty cards can provide a powerful way forstore with $15 left on his or her card will splurge on an
smaller companies to compete.It is estimated thatitem that is $15 more than they would otherwise be
combined gift card sales will reach $100 billion in 2010.willing to spend.
The fact is, what you get out of a gift and loyaltyA person who has a FREE $5 gift card is more likely
program will depend on the effort and commitmentto visit that retailer instead of another store. What's
you invest.more, they will probably use the gift card to buy
Gift and loyalty cards can be a powerful way to growsomething for a friend or colleague.
sales and retain customers. Today, even smallerStrategies to make your gift & loyalty programs
companies can take advantage of these benefits, butsuccessful
they must be ready to implement them creatively andGift and loyalty card strategies can get quite
aggressively.sophisticated. However, you don't want to rely only on
In this guide we will help you understand the costs,a display at the cash register to promote your
profitability and psychology of gift and loyalty cardprogram, this approach is used by large companies
programs. We will also outline some creative,that invest in costly marketing strategies to drive
real-world examples where smaller companies havepeople to their locations.
used gift and loyalty cards to compete against largerSuggestions for small companies include adding cards
chain stores.to mailings, instruct sales people to offer cards to
The Cost of Gift & Loyalty Card Programscustomers, offer cards to other businesses as holiday
Upon review - some gift and loyalty cards programsor promotional gifts, offer special discounts to card
can seem expensive, that is not the case if youusers, promote your gift cards on your printed
understand how they work. Once you understandmarketing material (window signs, menus, flyers, ads
what the costs of the program will be, it is then easyetc.) and use gift cards as charitable donations.
to implement a profitable campaign for your business'sSmaller businesses need to employ more creativity.
gift and loyalty card programs.The trick to having a great gift and/or loyalty card
Setting up a Programprogram is to never let a card balance run out. This is
Consider a typical small business that has ordered 250called "cycling" in the industry. A savvy merchant will
cards. The cost for 250 custom printed cards can bework aggressively to continuously cycle their gift cards,
as low as $199.00. To track the card activity abecause as long as there is an amount on the card
business can setup the gift card program to work withthen customers feel the need to come back.
their POS terminal in the following ways:If you allow the card to reach a zero balance then the
- Your customer purchases the gift card, using cash orcustomer has no benefit to return to your business.
a credit cardCycling enough times creates an unconscious habit in
- Scanning the barcode on the card or swiping theyour customers over time to shop at your location.
card in a POS retail terminal activates the gift card.Successful Strategies in Action
- You input the purchased amount onto theYou should have 2 goals when planning your gift
cardholders account (called the 'load value').& loyalty campaigns:
- Both the customer and vendor receive receipts.1.Increase your customer base
- When the customer makes a purchase the card is2.Maintain your existing and new customer base.
scanned or swiped through the POS terminal and theLet's look at a few real life strategies that have been
amount of the purchase is entered. The systemsuccessful gift & loyalty Campaigns.
deducts this amount to form the new balance on theFlorist Increases Sales with Delivery Gift Card
account.Strategy
- A receipt is printed, containing the purchase dataA florist we worked with knew that most of the
together with the balance that is still available on theflowers they were delivering were to people who
card.could become potential customers. The company
- The balance can also be viewed through thewanted to try to increase their customer base to
point-of-sale terminal.include the people receiving the flowers.
Typically 20% of gift card holders do not spend theAfter working out their "cost of goods and services"
card's full value - the remaining balance goes to yourthey determined they could maintain profitability and still
bottom lineinclude a free $10 gift card with each delivery. They
A business can also use the cards as a promotionaltastefully added a free gift card with every flower
tool by activating the cards with a specific value anddelivery and soon saw a dramatic increase in orders
using them as incentives to attract new customers ordue to their gift card campaign.
bring current customers back again. Customers whoChildren's Clothing Retailer Challenges Larger Chain
return to your store usually spend 30% more than theStores with Savvy Strategy
card's face value. Gift cards can be used as paymentA clothing retailer who was finding it challenging to
for returned items. Dollars remain on the card, wherecompete against larger chain stores used a loyalty
the customer can use them for future purchases fromrewards strategy to turn things around.
you and nothing comes out of the till. Breakage andThe owner trained his staff to ask new customers if
uplift increase profitsthey had shopped at the store before. If the answer
Gift and loyalty cards have indirect benefits. Notwas no, the sales person would offer them a key tag
everyone will use all of the money on their card andwith a face value of $5.
many people will spend more than the value of theThe free key tags were a big motivator. The store
card in your store.owner observed that patrons would begin to shop and
In fact, studies have found that people will usuallywould buy something due to being given a gift or
spend 30% more when using a gift card, which isdiscount (This is a sales technique called the 'reciprocal
known as "uplift" in the industry.agreement').
An important note about your legal requirementsUsing cards as rebates on products instead of holding
As cards become more popular, it is important fora sale.
business to be aware of new legislation that mayA sale gets people in the store, but it doesn't
affect your gift or loyalty program. For example, Theencourage them to return. Rebate gift cards do both.
US governments recently passed card legislation thatFor example, a high-end jewelry store giving out $50
prohibits expiry dates or fees on gift cards. Under thegift cards during the holiday season to shop browsers,
new legislation expiry dates can only be used on a giftto mall visitors, to other businesses and by mail, will
card if the card is given away during a promotion for ahave a much higher chance to boost sales compared
specific good or service. When implementing yourto just holding a traditional sale.
program, make sure that you comply with existing orGift and loyalty cards have been used successfully by
emerging legislation. You can read the newretail outlets, automotive repair shops, massage
government rules at: federalreserve.gov/consumerinfotherapists, beauty salons, restaurants, home
wyntk_giftcards.htmimprovement companies, accountants and many other
The psychology behind gift & loyalty programsbusinesses in most consumer industries.
One the most basic psychological benefits behind giftThis is no longer a business marketing method that is
cards is that people perceive the value on the card aslimited to larger companies, but a strategy that you can
"free money" or "found money". The psychologicalput to work in your business immediately. Custom
effect is similar to that of a credit card, only much,programs start at as low as $199 and can be
much stronger.configured to most any budget.